Do I need a specific OS version? January 15, 2020 17:44 Updated In order to use a virtual card, you’ll need iOS version 12.3 or watchOS 5.2.1. More on how to install the latest iOS Software Update Related articles My Hop card won't tap when I place it near the reader What if my battery dies? Will I still be able to ride? Would a fare inspector give me a citation? Why is there a $3 card fee for a virtual Hop card? Do I need to download an app? I have other credit/debit cards in Apple Wallet. Do I have to specify which card to use when I tap?